If you’re looking for competitive mortgage rates in Charlottesville, you’re in the right place. Whether you’re buying your first home near downtown, relocating to the area, or refinancing your current property, we help you find the right loan options tailored to the Charlottesville market.
Living and working around Charlottesville, we understand the unique housing dynamics—from historic homes near the University area to newer developments in Albemarle County. That local knowledge helps us guide you through the mortgage process with clarity and confidence.
Charlottesville blends small-town charm with a vibrant cultural scene, making it one of the most desirable places to live in Virginia.
Residents enjoy outdoor spaces like:
Rivanna Trail — perfect for hiking and biking
Darden Towe Park — great for families and outdoor activities
The local food scene is also a major draw, with popular spots like:
The Local — known for farm-to-table dishes
Citizen Burger Bar — a go-to for gourmet burgers
Buying a home is one of the biggest financial decisions most people make. Our goal is to provide guidance and mortgage options that make the process easier.
Buying Your First Home Can Be Overwhelming, But In Charlottesville , We Make It Personal. From Guiding You Through Local Loan Programs To Helping You Understand Virginia’s Mortgage Process, We’re Here To Make Your Journey Simple And Stress-Free.
Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.
With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.
Posted on Josh OliverTrustindex verifies that the original source of the review is Google. Duane went above and beyond throughout my mortgage refinance. I shopped around multiple times, and every single time he was able to offer a better deal than the others. He saved my family a significant amount on our monthly payment, and we couldn’t be happier with the experience. Highly recommend working with him.Posted on Ahmadullah AsikTrustindex verifies that the original source of the review is Google. Very Good person Duane. ThanksPosted on Jonathan GantTrustindex verifies that the original source of the review is Google. Duane was outstanding throughout our home financing process. From the very beginning, he was transparent, responsive, and incredibly knowledgeable. He took the time to explain every detail of the loan structure, closing costs, and payment scenarios so we fully understood our options before making decisions. What truly sets Duane apart is his ability to simplify complex financial information. He walked us through rate comparisons, down payment strategies, and long-term cost implications with clarity and patience. At no point did we feel rushed or uncertain — he made sure we were comfortable and confident at every stage. His communication was exceptional. Whether it was a quick update, a revised estimate, or answering a detailed question, Duane responded promptly and thoroughly. He stayed ahead of deadlines, coordinated seamlessly with the lender and title company, and ensured there were no last-minute surprises before closing. In a process that can often feel overwhelming, Duane brought professionalism, organization, and calm confidence. He genuinely cares about his clients and works hard to secure the best possible outcome. If you are looking for someone who is knowledgeable, strategic, responsive, and fully invested in your success, Duane is the person you want on your team. We are incredibly grateful for his guidance and would highly recommend him.Posted on Nida UpworkYTTrustindex verifies that the original source of the review is Google. This is Nida. I have used Duane 4 separate times now. Always so smooth. Always the best rate. Glad to see he is licensed in Georgia and Florida now too as next move is likely to FloridaPosted on Anke DelavrieTrustindex verifies that the original source of the review is Google. Simply the best. If you are ever looking to mortgage or refinance. there is simply no one better Not much else to say Edit 02/23/2026 I saw some other post when I went to edit mine. Someone named Asik. What kind of moron goes on a google review - twice in fact - to intentionally sabotage a business over some gripe. I wish people understood google reviews are for real clients, not childish vindictive disputes. Get a lawyer and stop the dramaPosted on Taylor BloomfieldTrustindex verifies that the original source of the review is Google. Duane truly is the mortgage maestro! He got us an AMAZING interest rate, one that other brokers told me was nearly impossible. He helped us cut out unnecessary costs, offering his expertise every step of the way. Im not sure if Duane ever sleeps, based off of how quickly he responds at all times of the day, I would guess he does not. As he once told my husband and I, he lives and breathes mortgages. We closed on our home in just under 4 weeks! FOUR! Tell your family and friends, Duane is your guy.Posted on Nicolas Morales FonsecaTrustindex verifies that the original source of the review is Google. Duane provided excellent service from start to finish. He was always responsive, knowledgeable, and took the time to clearly explain every step of the process. His professionalism and attention to detail made everything smooth and stress-free. Most importantly, he was able to find a great mortgage deal that fit my needs perfectly. I highly recommend him to anyone looking for a reliable and dedicated loan officer.Posted on Lacey ConnerTrustindex verifies that the original source of the review is Google. Duane is the lender you want when the stakes are high. This was my second home purchase with him, and it truly was a once-in-a-lifetime deal layered with stress, timelines, and the anxiety that comes with building. Duane was steady, patient, and incredibly thorough. He communicated constantly, anticipated issues before they became problems, and made me feel supported and confident through every decision. His guidance turned a stressful process into a successful closing I’m deeply grateful for. I wouldn’t trust anyone else.
Operated by Duane Buziak Mortgage Maestro, Coast2Coast Mortgage, LLC NMLS: 376205 / Duane Buziak NMLS#1110647 / NMLS Consumer Access / Legal Disclaimer – “Equal Housing Lender” This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.